Telephone: 01935 381 755

Finance at Rowcliffes

Our Free credit check won’t affect your credit rating. 

As you’d expect it’s as simple as A, B, C.

Popular finance options explained

Here are two popular motor finance methods. Click on the relevant tile for details and further explanation.

(PCP) Personal Contract Purchase

A finance product designed to help reduce monthly payments by delaying part of the repayment until the end of the agreement.

  • Mileage restrictions.
  • Payments are fixed and so is the interest rate.
  • You won’t own the car during the contract period.

You won’t own the car during the contract period, but you will be presented with three options at the end of the period allowing you to choose between:

a) Pay a pre-agreed amount to own the car outright
b) Trade in your current vehicle and it’s value towards the deposit on another car
c) Hand the car back

 

(HP) Hire Purchase

One of the simplest forms of finance, if you want to own the vehicle outright at the end of the agreement, this is likely to be the product for you.

  • No mileage restrictions.
  • Payments are fixed and so is the interest rate.
  • Further to paying the final instalment, the vehicle is yours.

 

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It’s free, there’s no obligation & it won’t affect your credit rating
 

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When you’re ready for a no obligation, informal chat, pop in and see us and we’ll go through your options. We aim to have you affordably driving away in your next car and enjoying many smiles of motoring.